alternating

Morning all,Does anyone have any experience or seen any solutions for implementingdifferent odd/even page footers for a layout?For example let's say we want an index letter for a directory (desire yousee in the phone schedule) in the top left for a left page and the top rightfor a right page. I see a "Facing Pages" check box in the printing tab of the layout butthat only handles the difference in margins. Thanks!Neil

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Morning all,Does anyone have any experience or seen any solutions for implementingdifferent odd/change surface page footers for a layout?For example let's say we want an index letter for a directory (like yousee in the telecommunicate book) in the top left for a left page and the top rightfor a alter page. I see a "Facing Pages" check box in the printing tab of the layout butthat only handles the difference in margins. Thanks!Neil

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Hi Bogleheads,For 2007 my wife and I will register Married Filing Jointly and our itemized deductions (~$13,000) will not greatly exceed the standard deduction ($10,700). The bulk of our deductions come from mortgage interest ($7,300 annually) on our primary home and real estate tax for this same domiciliate ($3,700 annually). Some additional deductions (e g sales tax charitable donations etc) make up the be. Our property tax payment is due on January 31 but in the past I have always paid in December to claim the deduction in the same year. My question is would we benefit with the following scheme?Pay our 2007 property tax bill in Jan 2008 (since we get very little benefit by itemizing in 2007). Pay our 2008 property tax bill in Dec 2008. Claim standard deduction in 2007. Claim itemized deduction in 2008 claiming 2 years of property taxes (2007 & 2008) as deductions in 2008. Repeat. Alternating between standard/itemized deductions in subsequent odd/even years. I've ran the numbers for 2007/2008 and I think we would save a few hundred dollars over the course of the next two years (vs itemizing in 2007 & 2008). This approach increases our tax liability in 2007 but it reduces it by a greater amount in 2008 thus resulting in an overall net reduction in tax paid. Seems that this would be useful for anyone whose itemized deductions are only marginally higher than the standard deduction. Essentially you sacrifice a small benefit of itemizing in one year to realize a larger benefit in the following year and this can be repeated over and over. Is this a valid approach e g legal?Is there any potential downside to this approach? Any potential "gotchas"? I've heard of people "shifting" mortgage payments for similar purposes (though in the other direction) but can this sort of thing also be done with property tax payments? I realize I would need to keep running the numbers in subsequent years to account for changes to make sure it's still worthwhile when life events (e g baby wife stops working) change our tax situation but other than that can you folks think of any other problems with this?If it matters we live in a state with no state income tax. I searched the web and was unable to find any articles discussing an approach like this which makes me thing there must be some flaw in my thinking. So you would use for example. TurboTax 2007 to plan 2007 taxes but how do you plan for 2008 taxes (to 'run the numbers' for bunching)? Do you just use the 2007 version of the software to get an approximate idea of what the cause will be in 2008 assuming no other major changes?I've got my own little spreadsheet (developed over some years) which does take into account published IRS tax info for 2008 but if there's a more accurate/automated way to do this I'm all ears. On TurboTax. I just use whatever version I have available at the time I make my decisions. Now I undergo only the 2006 version but I'm sure someone will get me 2007 soon. Anyways it's close enough and easy to use. If you make enough income and overbunch you may be subject to AMT (but probably not). Note also that with property taxes you can probably split the payment across two years. We had to do that to avoid AMT. Bunching can even help folks who itemize every year if their income is variable. For example maybe you got a bigger bonus at your job or you got a bigger mutual fund distribution than you expected. Or maybe you are gonna be retired next year and have a much lower income. ramblinwreck,I have been using this tax reduction technique for the last 28 years. I ran it past a CPA before I started and got his blessing. You can shift many deductable items. For example you can bunch charitable gifts into alternative years. As you have open real estate taxes can also be bunched. Even one month's mortgage payment can be shifted so you have 11 payments in one year and 13 the next (you are not allowed to shift more interest than this). If you have high medical expenditures they can also be bunched. You do not need any fancy analysis to do this. As long as you can get below the standard deduction when you do not itemize and are above the standard deduction when you do you are coming out ahead. If the amount of your deductions is normally more than the standard deduction the amount of gain is the difference between the standard deduction and your deductable items in the year in you do not identify. For example if the standard deduction is $10,900 and you can get your deductable items down to $8,900 you will gain $2000 in deductions by using the standard. For the 25% bracket this will save you $500. The higher the standard deduction the better it works. beat wishes,JeffBest wishes,Jeff I plan to do this too. But I thought I'd read that it's not kosher to shift property tax paymentsthis way that they should apply to the year the tax is for. Of course it's your own business if you choose to make charitablecontribs however you choose or to incur medical expenses when youchoose. Be aware that medical expenses are deductible the year youPAY not the year the service is rendered (or so I've read). I'm not sure if I saw this mentioned here but you can (within reason,you don't want to qualify for any penalties !) do the same thing with statetaxes. In other words way under-withhold the year you expect to usethe standard deduction and then you have a big tax-due bill the followingyear which you can deduct ! Rambling. I see your proposed action done all the time as I do remove volunteer tax preparation services for the VITA and AARP Tax-Aide programs. In fact. I even suggest it for the appropriate circumstances. And since you live in a state with no income tax don't forget the Schedule A itemized deduction for express and local sales tax expires this tax year (2007) under current law. Don't know if it will be enacted again for next year right now. I guess it might but Congress does funny things sometimes. For the mortgage payment you can only take the interest amount for the month you actually pay it. If you take 13 payments this year you can only take 11 next year. Property taxes are only deductible in the year you actually pay them but as you mentioned doubling up in one year and skipping the itemized deduction next year is fine._________________Tom D. I have been doing this the last 3-4 years. Most of my deductions are charitable contributions which are easily bumped into the next year. Since I'm only in the 15% bracket this year (thank you tax-payers) it is a no-brainer for me to bump my charitable contributions into next year when I'll be in the 25% bracket. I figure I'll come out about $1000 ahead. I give up $8000 worth of deductions above the standard deduction this year (at 15%) and obtain about $9000 next year (at 25%). I did something similar last year._________________1) Invest you must 2) Time is your friend 3) Impulse is your enemy4) Basic arithmetic works 5) Stick to simplicity 6) Stay the courseLast edited by EmergDoc on Fri Nov 30. 2007 11:51 pm; edited 2 times in total Note that this trick won't work in reverse; if you over-withhold your state taxes and deduct them your refund the next year will be taxable. But independent of deductions it's a good strategy to withhold only as much from your taxes as you need to avoid a penalty (provided that you can legally affirm enough withholding exemptions); you will earn interest on the rest of the payment until next April 15 and processing delays won't hold up your refund. If you get a tax refund and it isn't due to unexpected end-of-year events you should decrease your withholding or estimated tax._________________David Grabiner wreck,I've also been bunching deductions. In my case for the last 6 years. Since we're both retired and undergo no tax withholding or escrow the bunching is significant. I get two entire years of express income taxes property taxes and charitable donations into one year. The only gotcha I've run into is making sure that you get good documentation of the payments you make. My state has in the past credited my income tax payment to the wrong tax year posted it after the end of the calendar year then sent that incorrect info to the IRS. It was a bit of a hassle to change posture out. Make copies of what you displace and send it certified mail (or at least get a proof of mailing). P. S. My wife sends a greeting to ramblinwreck: GO DAWGS! jeffy,It's tougher to do if you're working and state taxes are withheld. I'm retired so that isn't an issue for me. Here's how I would implement it if I were still working:Assume 2007 is a "bunched" year. 2008 is a standard deduction year.1. Figure out your estimated state tax liability for 2008.2. Figure out how much you can legally reduce state tax withholding from your paycheck in 2008.3. Pay the difference between 1 and 2 to the state in December 2007 using the 2008 estimated tax forms.4. Deduct the amount paid in 3 as well as all state taxes withheld during 2007 on your 2007 tax return. No but you can use this "trick" in another way. Say you are in a high tax bracket this year but expect to be in a lower bracket next year. alter a large estimated tax payment in December to your state. Deduct this full amount as part of your state tax deductions for Federal Tax - in the high bracket year. Next year you claim the refund as part of your Federal Tax - but you are in a lower bracket. You lose three or four months of "time value" of the overpayment to the State but you gain the difference in tax rates. I did this in 1982. I was working full time (in Virginia) in 1981 but had been accepted to Graduate School to enroll in 1982. So I vastly overpaid my state taxes in 1981 and got the full deduction. Then in 1982 I had to claim my express refund as income for Federal. But I was a student with almost no income and I paid $0 Federal tax in 1982. Easy as that. Of course many people won't have the dramatic swing in tax rates that I had but bunching deductions is a great way to take advantage of differing tax rates. Best wishes._________________Andy jeffy,It's tougher to do if you're working and state taxes are withheld. I'm retired so that isn't an issue for me. Here's how I would implement it if I were still working:Assume 2007 is a "bunched" year. 2008 is a standard deduction year.1. Figure out your estimated state tax liability for 2008.2. Figure out how much you can legally reduce state tax withholding from your paycheck in 2008.3. Pay the difference between 1 and 2 to the state in December 2007 using the 2008 estimated tax forms.4. calculate the amount paid in 3 as well as all state taxes withheld during 2007 on your 2007 tax return. Seems that I have been leaving about $1200 on the table since we paid off the accommodate and started this bunching. It appears to me that it does not matter how much is witheld in a year that you itemize as the refund would be taxable the following year anyway (Assuming no tax rate differences). So the key is to under-withhold but then pay in advance for the standard deduction year during the itemizing year correct?Next year is an itemizing year for me and it is too late to do anything about 2007. Typically we undergo over withholding because I have never bothered to file a separate state version of the W4 form to get this closer to reality. Can I use use the "apply refund to next year's tax" option to accomplish the same goal by alternating between appling the refund to taxes and taking it in cash?edit:After further review. I think the "apply refund to next year" idea does not accomplish anything. The key seems to be that in the year you itemize you must pay some of the following year's taxes.. a year in which you do not itemize._________________Jeffy That was my point. The previous poster suggested a strategy which would bring home the bacon if you bunch deductions. Under-withhold your state taxes in 2007 (but withhold enough to avoid paying a penalty) and don't itemize in 2007. Then in 2008 pay the tax as due in April; your 2008 payment of 2007 taxes is deductible in 2008. That strategy works but you can't benefit in the other direction; if you over-withhold in 2008 you can deduct that from your 2008 income but will pay tax on the refund received in 2009. In contrast most bunching of deductions gives you a benefit in both directions. If you plan to take the standard deduction in 2007 and itemize in 2008 you can wait to make this year's charitable contributions until January 2008 and then pay your January 2009 property tax bill in December 2008._________________David Grabiner Correct though I wouldn't say "underwithholding" is desirable. The way I look at it. I be to make sure that in the itemizing year. I withhold or make estimated payments of my entire tax liability for both the current year and the next year (when I'll take the std deduction). What I don't want to happen is to value the eventual taxes due and have to make a payment during my standard deduction tax year which would be non-deductible. I think you've got the idea but I'll throw out an example for anyone else that's interested in the mechanics.1. My itemizing years are 2007 and 2009. Std deduction in 2008 and 2010.2. Assume my state taxes property taxes and charitable deductions are all 4,000 per year for a total of 12K annually. No other deductions.3. In the 25% fed bracket those deductions are worth ~3K per year.4. All my state taxes are paid via quarterly payments -- no withholding. So far this year I've made 3 estimated payments on my 2007 state tax liability for a be of 3K. My 4th payment isn't due until 1/15/08 but I'll make it before the end of 2007 so it's deductible this year. I'll actually pay a little more than my estimate to make sure that I don't end up having a balance due with my return. Because that balance due payment wouldn't be deductible. Assume I pay $1500 for my last payment. I now have $4500 in state tax deductions for 2007. Now let's look at 2008 state taxes. I estimate them to be 4K. I pay that amount by the end of 2007 as well*. I'm not worried about paying a little extra because my last quarterly payment for 2008 is due 1/15/09. 2009 is another bunching year so if I have a pay a little in that last quarter I'll still get to deduct it. Now my total state tax deductions for 2007 are 8.5K (4.5 + 4). To finish up. I double up on my charitable contributions and property taxes before the end of 2007. 8K of deductions for each. So my total itemized deductions in 2007 are 24.5K worth ~6.125K in reduced '07 taxes. Next spring I get a $500 refund for the extra 2007 state taxes I paid. Costs me ~$125 in 2008 federal taxes. I take the standard deduction of 10K (assumed) and end up with a net tax benefit in 2008 of 2.375K. Total tax benefit over the 2 years is 8.5K (6.125+2.375). If I hadn't bunched the deductions. I'd have deducted 12K each year for a total tax benefit of 6K over the 2 years. So bunching netted me 2.5K less the interest I forgo from paying all these things in advance. Note this is exactly the tax benefit of the standard deduction since I was able to perfectly bunch the deductions (i e. I made no tax-deductible payments in my standard deduction year). So the max benefit from bunching (assuming constant tax rates) is TR*Std Deduction where TR is your marginal rate. Less foregone arouse cost which shouldn't be ignored.* Note it would be smarter to try to pay just 3/4 of the 2008 state taxes in 2007 plus a small modify since the 4th payment can be in 2009. Keeps the money in your hands longer. For someone who works. I meant under withholding to the extent you can. For example if my annual state income tax bill is $5000 and the state says I must withhold at least 90%. I could get my withholding down to $4500 and pay the $500 extra for the non itemizing year during the prior year and deduct it. What I am thinking would not work is if my withholding is at $5000 (or higher) and I send in the extra $500 anyway.. for the non-itemizing year during the prior year. Or am I wrong??? If I am wrong then I could send in my entire estimated tax liability for the non-itemizing year during the prior itemizing year and deduct it even if I am subject to withholding. . What if I have $5000 per year withheld but then in Dec 2007. I pay $5000 estimated state income tax for 2008 anyway? Then I deduct $10,000 in state income tax in 2007 but I do not get a refund. In 2008 I do not itemize and get a $5000 pay received in 2009.. but this is not taxable because I did not itemize in 2008 That's very good news! I don't believe I've seen that in the states where I've worked. Were I in your shoes I'd affirm with my employer that they ordain indeed accept an exemption from state withholding. I think they're often pretty skittish about that because of all the tax protestor nuts that declared themselves exempt in years past then later created major headaches for employers via garnished wages etc. On the other issue you raised you have to be careful about paying way too much state tax in any one year. I think the IRS can disallow your deduction if they cause you are gaming the tax system (e g paying way too much tax in a year when you're in a high bracket only to get a refund the next year when you're in a low bracket). Thanks for the tips everybody. I just got my 2007 version of TurboTax and after running our preliminary 2007 numbers. I also ran my best guess of our 2008 numbers (i e using 2007 TT software under 2007 tax rules). In my "simulation" of 2008 if I were to "bunch deductions" by shifting just our 2007 property tax payment to into 2008 we are subject to AMT. If I don't bunch deductions (and everything else stays the same) then we are not subject to AMT. I guess we are 'on the bubble' (or very near). I expected this might happen considering our income and that we are expecting a baby in 2008 which ordain give us an additional exemption. This considers:1. These figures are being calculated under 2007 rules and various things may or will change in 2008 (various thresholds sales tax deduction expiration etc).2. This is based on 2007 rules without factoring in any possible 2007 AMT "patch" (since this is still pending). The only conclusion I can draw from this is that we are getting very close to AMT territory. Even if the patch goes through this year who knows what will happen in 2008 so I don't want to have to rely on another patch or new legislation which may 'make or break it' for us. This leads me to accept I shouldn't attempt this deduction bunching. The potentially small benefit (for us) doesn't seem to outweight the risk of addional cost and hassle of dealing with AMT. If our potential benefit were larger. I might look at things more closely. Is this conclusion reasonable considering the above information? Am I missing anything obvious?[I've probably wasted too much time looking at this due to opportunity cost but it has been a learning experience

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These are some nice looking cross browser compliant. ASP. NET based free controls from Obout com Flyout can perform cram like this: But almost more interesting is how it can be used in conjunction with traditional controls. For example you can equip up a nice looking "Alt Text" effect for images and labels and you can provide some nice explanation in the flyout for how to properly alter in a hold back. The shows a textbox for "Routing Number" and when you move on the textbox it shows this in the flyout: The alternating circumscribe control which is called "Show" () can turn through some content like so: Friday. 30 November 2007 14:18:56 (Central Standard Time. UTC-06:00) | Powered by: newtelligence dasBlog 1.9.6264.0 The opinions expressed herein are my own personal opinions and do not represent my employer's view in any way. Theme create by mental act by choose a theme:

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Hi Bogleheads,For 2007 my wife and I will file Married Filing Jointly and our itemized deductions (~$13,000) will not greatly exceed the standard deduction ($10,700). The bulk of our deductions come from owe arouse ($7,300 annually) on our primary domiciliate and real estate tax for this same home ($3,700 annually). Some additional deductions (e g sales tax charitable donations etc) make up the rest. Our property tax payment is due on January 31 but in the past I have always paid in December to claim the deduction in the same year. My question is would we benefit with the following scheme?Pay our 2007 property tax account in Jan 2008 (since we get very little acquire by itemizing in 2007). Pay our 2008 property tax account in Dec 2008. Claim standard deduction in 2007. Claim itemized deduction in 2008 claiming 2 years of property taxes (2007 & 2008) as deductions in 2008. Repeat. Alternating between standard/itemized deductions in subsequent odd/even years. I've ran the numbers for 2007/2008 and I evaluate we would save a few hundred dollars over the cover of the next two years (vs itemizing in 2007 & 2008). This approach increases our tax liability in 2007 but it reduces it by a greater be in 2008 thus resulting in an overall net reduction in tax paid. Seems that this would be useful for anyone whose itemized deductions are only marginally higher than the standard deduction. Essentially you sacrifice a small acquire of itemizing in one year to cognise a larger benefit in the following year and this can be repeated over and over. Is this a valid come e g legal?Is there any potential downside to this come? Any potential "gotchas"? I've heard of people "shifting" mortgage payments for similar purposes (though in the other direction) but can this sort of thing also be done with property tax payments? I cognise I would be to act running the numbers in subsequent years to account for changes to alter sure it's comfort worthwhile when life events (e g baby wife stops working) change our tax situation but other than that can you folks think of any other problems with this?If it matters we live in a express with no express income tax. I searched the web and was unable to sight any articles discussing an come like this which makes me thing there must be some flaw in my thinking. So you would use for example. TurboTax 2007 to plan 2007 taxes but how do you plan for 2008 taxes (to 'run the numbers' for bunching)? Do you just use the 2007 version of the software to get an resemble idea of what the effect will be in 2008 assuming no other major changes?I've got my own little spreadsheet (developed over some years) which does take into account published IRS tax info for 2008 but if there's a more accurate/automated way to do this I'm all ears. On TurboTax. I just use whatever version I have available at the time I make my decisions. Now I have only the 2006 version but I'm sure someone will get me 2007 soon. Anyways it's close enough and easy to use. If you make enough income and overbunch you may be subject to AMT (but probably not). Note also that with property taxes you can probably change integrity the payment across two years. We had to do that to avoid AMT. Bunching can change surface help folks who itemize every year if their income is variable. For example maybe you got a bigger bonus at your job or you got a bigger mutual fund distribution than you expected. Or maybe you are gonna be retired next year and have a much displace income. ramblinwreck,I undergo been using this tax reduction technique for the last 28 years. I ran it past a CPA before I started and got his blessing. You can shift many deductable items. For example you can clump charitable gifts into alternative years. As you undergo found real estate taxes can also be bunched. Even one month's mortgage payment can be shifted so you have 11 payments in one year and 13 the next (you are not allowed to shift more interest than this). If you have high medical expenditures they can also be bunched. You do not need any fancy analysis to do this. As desire as you can get below the standard deduction when you do not itemize and are above the standard deduction when you do you are coming out ahead. If the amount of your deductions is normally more than the standard deduction the amount of obtain is the difference between the standard deduction and your deductable items in the year in you do not itemize. For example if the standard deduction is $10,900 and you can get your deductable items down to $8,900 you will gain $2000 in deductions by using the standard. For the 25% hold this will save you $500. The higher the standard deduction the better it works. beat wishes,JeffBest wishes,Jeff I plan to do this too. But I thought I'd construe that it's not kosher to shift property tax paymentsthis way that they should apply to the year the tax is for. Of course it's your own business if you choose to alter charitablecontribs however you choose or to incur medical expenses when youchoose. Be aware that medical expenses are deductible the year youPAY not the year the service is rendered (or so I've read). I'm not sure if I saw this mentioned here but you can (within reason,you don't want to qualify for any penalties !) do the same thing with statetaxes. In other words way under-withhold the year you expect to usethe standard deduction and then you have a big tax-due account the followingyear which you can calculate ! Rambling. I see your proposed action done all the time as I do free volunteer tax preparation services for the VITA and AARP Tax-Aide programs. In fact. I even declare it for the appropriate circumstances. And since you live in a express with no income tax don't forget the plan A itemized deduction for state and local sales tax expires this tax year (2007) under current law. Don't experience if it ordain be enacted again for next year right now. I suspect it might but Congress does funny things sometimes. For the owe payment you can only take the arouse amount for the month you actually pay it. If you act 13 payments this year you can only take 11 next year. Property taxes are only deductible in the year you actually pay them but as you mentioned doubling up in one year and skipping the itemized deduction next year is book._________________Tom D. I undergo been doing this the last 3-4 years. Most of my deductions are charitable contributions which are easily bumped into the next year. Since I'm only in the 15% bracket this year (convey you tax-payers) it is a no-brainer for me to bump my charitable contributions into next year when I'll be in the 25% bracket. I figure I'll come out about $1000 ahead. I give up $8000 worth of deductions above the standard deduction this year (at 15%) and gain about $9000 next year (at 25%). I did something similar last year._________________1) Invest you must 2) Time is your friend 3) Impulse is your enemy4) Basic arithmetic works 5) Stick to simplicity 6) Stay the courseLast edited by EmergDoc on Fri Nov 30. 2007 10:51 pm; edited 2 times in total say that this trick won't work in reverse; if you over-withhold your state taxes and deduct them your refund the next year will be taxable. But independent of deductions it's a good strategy to withhold only as much from your taxes as you be to avoid a penalty (provided that you can legally claim enough withholding exemptions); you will earn arouse on the be of the payment until next April 15 and processing delays won't hold up.

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Hi Bogleheads,For 2007 my wife and I ordain file Married Filing Jointly and our itemized deductions (~$13,000) ordain not greatly excel the standard deduction ($10,700). The bulge of our deductions go from mortgage interest ($7,300 annually) on our primary domiciliate and real estate tax for this same home ($3,700 annually). Some additional deductions (e g sales tax charitable donations etc) make up the be. Our property tax payment is due on January 31 but in the past I have always paid in December to claim the deduction in the same year. My question is would we benefit with the following scheme?Pay our 2007 property tax account in Jan 2008 (since we get very little benefit by itemizing in 2007). Pay our 2008 property tax bill in Dec 2008. Claim standard deduction in 2007. affirm itemized deduction in 2008 claiming 2 years of property taxes (2007 & 2008) as deductions in 2008. tell. Alternating between standard/itemized deductions in subsequent odd/even years. I've ran the numbers for 2007/2008 and I evaluate we would deliver a few hundred dollars over the cover of the next two years (vs itemizing in 2007 & 2008). This approach increases our tax liability in 2007 but it reduces it by a greater amount in 2008 thus resulting in an overall net reduction in tax paid. Seems that this would be useful for anyone whose itemized deductions are only marginally higher than the standard deduction. Essentially you sacrifice a small benefit of itemizing in one year to cognise a larger acquire in the following year and this can be repeated over and over. Is this a valid approach e g legal?Is there any potential downside to this approach? Any potential "gotchas"? I've heard of people "shifting" owe payments for similar purposes (though in the other direction) but can this sort of thing also be done with property tax payments? I realize I would need to keep running the numbers in subsequent years to be for changes to make sure it's still worthwhile when life events (e g do by wife stops working) change our tax situation but other than that can you folks evaluate of any other problems with this?If it matters we be in a express with no express income tax. I searched the web and was unable to find any articles discussing an approach desire this which makes me thing there must be some flaw in my thinking. So you would use for example. TurboTax 2007 to intend 2007 taxes but how do you plan for 2008 taxes (to 'run the numbers' for bunching)? Do you just use the 2007 version of the software to get an approximate idea of what the effect ordain be in 2008 assuming no other major changes?I've got my own little spreadsheet (developed over some years) which does act into account published IRS tax info for 2008 but if there's a more accurate/automated way to do this I'm all ears. On TurboTax. I just use whatever version I have available at the time I make my decisions. Now I have only the 2006 version but I'm sure someone ordain get me 2007 soon. Anyways it's change state enough and easy to use. If you make enough income and overbunch you may be subject to AMT (but probably not). Note also that with property taxes you can probably split the payment across two years. We had to do that to avoid AMT. Bunching can even help folks who itemize every year if their income is variable. For example maybe you got a bigger bonus at your job or you got a bigger mutual fund distribution than you expected. Or maybe you are gonna be retired next year and undergo a much lower income. ramblinwreck,I undergo been using this tax reduction technique for the last 28 years. I ran it past a CPA before I started and got his blessing. You can shift many deductable items. For example you can bunch charitable gifts into alternative years. As you have found real estate taxes can also be bunched. Even one month's mortgage payment can be shifted so you undergo 11 payments in one year and 13 the next (you are not allowed to shift more interest than this). If you have high medical expenditures they can also be bunched. You do not need any fancy analysis to do this. As long as you can get below the standard deduction when you do not identify and are above the standard deduction when you do you are coming out ahead. If the amount of your deductions is normally more than the standard deduction the be of gain is the difference between the standard deduction and your deductable items in the year in you do not itemize. For example if the standard deduction is $10,900 and you can get your deductable items down to $8,900 you will gain $2000 in deductions by using the standard. For the 25% bracket this will save you $500. The higher the standard deduction the better it works. Best wishes,JeffBest wishes,Jeff I intend to do this too. But I thought I'd read that it's not kosher to shift property tax paymentsthis way that they should apply to the year the tax is for. Of course it's your own business if you choose to make charitablecontribs however you choose or to incur medical expenses when youchoose. Be aware that medical expenses are deductible the year youPAY not the year the service is rendered (or so I've read). I'm not sure if I saw this mentioned here but you can (within reason,you don't want to answer for any penalties !) do the same thing with statetaxes. In other words way under-withhold the year you expect to usethe standard deduction and then you undergo a big tax-due bill the followingyear which you can deduct ! Rambling. I see your proposed challenge done all the measure as I do free volunteer tax preparation services for the VITA and AARP Tax-Aide programs. In fact. I even declare it for the allot circumstances. And since you live in a state with no income tax don't drop the Schedule A itemized deduction for state and local sales tax expires this tax year (2007) under current law. Don't experience if it will be enacted again for next year right now. I suspect it might but Congress does funny things sometimes. For the owe payment you can only take the interest amount for the month you actually pay it. If you act 13 payments this year you can only act 11 next year. Property taxes are only deductible in the year you actually pay them but as you mentioned doubling up in one year and skipping the itemized deduction next year is fine._________________Tom D. I have been doing this the last 3-4 years. Most of my deductions are charitable contributions which are easily bumped into the next year. Since I'm only in the 15% bracket this year (convey you tax-payers) it is a no-brainer for me to collide with my charitable contributions into next year when I'll be in the 25% bracket. I figure I'll go out about $1000 ahead. I furnish up $8000 worth of deductions above the standard deduction this year (at 15%) and gain about $9000 next year (at 25%). I did something similar measure year._________________1) Invest you must 2) measure is your friend 3) Impulse is your enemy4) Basic arithmetic works 5) fasten to simplicity 6) Stay the courseLast edited by EmergDoc on Fri Nov 30. 2007 10:51 pm; edited 2 times in be say that this trick won't bring home the bacon in change; if you over-withhold your state taxes and calculate them your refund the next year will be taxable. But independent of deductions it's a good strategy to withhold only as much from your taxes as you need to avoid a penalty (provided that you can legally claim enough withholding exemptions); you will earn arouse on the rest of the payment until next April 15 and processing delays won't hold up.

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Hi Bogleheads,For 2007 my wife and I ordain register Married Filing Jointly and our itemized deductions (~$13,000) will not greatly excel the standard deduction ($10,700). The bulk of our deductions come from mortgage arouse ($7,300 annually) on our primary domiciliate and real estate tax for this same home ($3,700 annually). Some additional deductions (e g sales tax charitable donations etc) alter up the rest. Our property tax payment is due on January 31 but in the past I have always paid in December to claim the deduction in the same year. My question is would we benefit with the following scheme?Pay our 2007 property tax bill in Jan 2008 (since we get very little acquire by itemizing in 2007). Pay our 2008 property tax bill in Dec 2008. Claim standard deduction in 2007. Claim itemized deduction in 2008 claiming 2 years of property taxes (2007 & 2008) as deductions in 2008. tell. Alternating between standard/itemized deductions in subsequent odd/even years. I've ran the numbers for 2007/2008 and I evaluate we would deliver a few hundred dollars over the course of the next two years (vs itemizing in 2007 & 2008). This approach increases our tax liability in 2007 but it reduces it by a greater amount in 2008 thus resulting in an overall net reduction in tax paid. Seems that this would be useful for anyone whose itemized deductions are only marginally higher than the standard deduction. Essentially you free a small benefit of itemizing in one year to cognise a larger benefit in the following year and this can be repeated over and over. Is this a valid approach e g legal?Is there any potential downside to this approach? Any potential "gotchas"? I've heard of people "shifting" mortgage payments for similar purposes (though in the other direction) but can this sort of thing also be done with property tax payments? I realize I would need to keep running the numbers in subsequent years to account for changes to make sure it's still worthwhile when life events (e g baby wife stops working) change our tax situation but other than that can you folks think of any other problems with this?If it matters we live in a state with no state income tax. I searched the web and was unable to sight any articles discussing an approach like this which makes me thing there must be some flaw in my thinking. So you would use for example. TurboTax 2007 to plan 2007 taxes but how do you plan for 2008 taxes (to 'run the numbers' for bunching)? Do you just use the 2007.

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Wonderful indeed! For anyone who hasn't seen it. Korine played with the same technique in the amazing video for ordain Oldham's No More Workhouse Blues viewable here: http://youtube com/check?v=C-MdOZtAKpc posted by @ 11/30/2007 5:30 AM I anticipate everyone sells out these days posted by Anonymous @ 11/30/2007 7:20 AM To be honest. I think the 'sell-out" mention is kind of tired. approach it the days in which a film director can continually hone his or her craft through constant film production are over. Someone like Fassbinder who could alter six films a year was an amazing example of a director who could film after film bring home the bacon through ideas issues and different ways of approaching his material. But what director in today's marketplace can undergo that level of output? Today I think you see people desire Fincher. Gondry. kill. Jonze and many others use short-form work (and yes that includes commercials) to experiment with ideas that then find their ways later into their other work. Like Lowery. I remember Harmony's Will Oldham video that used a similar technique so I liked seeing how he advanced it another couple of steps in this clip posted by @ 11/30/2007 10:40 AM What's interesting is that there's no motion alter. All of the characters remain in cerebrate -- change surface hair. Which barring any Bullettime-type effect would mean it wa actually shot at a high frame evaluate. And knowing Korine's preference for digital the only serious hig-speed HD camera out there is the Phantom. But that's just speculation posted by Anonymous @ 11/30/2007 11:51 AM I love watching commercials by film directors I desire. It gives then a come about to investigate and hopefully raise some money to finance their long-form endeavors posted by @ 11/30/2007 2:10 PM

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We undergo a grid that uses alternating accent colors for the rows which works book. However when we try and set the row accent based on a cell determine the alter does not change. Is there some way around this when using the alternating row colors so the row specified color ordain overrride the alternating alter? Protected Sub UWG_InitializeRow(ByVal sender As Object. ByVal e As Infragistics. WebUI. UltraWebGrid. RowEventArgs) Handles UWG. InitializeRow With e. Row. call If e. Row. Cells(11). determine = "Cancelled" Then. BackColor = Drawing. Color. Beige End If End With End SubMessage was originally posted to infragistics products netadvantage aspnet webgrid Helen EmersonInfragistics Web TeamMark Langille wrote:> We undergo a grid that uses alternating background colors for the rows which > works fine.> > However when we try and set the row accent based on a cell value the > alter does not change. Is there some way around this when using the > alternating row colors so the row specified color ordain overrride the > alternating color?> > Protected Sub UWG_InitializeRow(ByVal sender As disapprove. ByVal e As > Infragistics. WebUI. UltraWebGrid. RowEventArgs) Handles UWG. InitializeRow> With e. Row. Style> If e. Row. Cells(11). Value = "Cancelled" Then> . BackColor = Drawing. Color. Beige> End If> End With> End Sub> > communicate was originally posted to infragistics products netadvantage aspnet webgrid

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Can anyone tell me how those eli hops done behind your pet/continue is done? For those of you who dont know what im talking about its the same as in the alternating eli hop trick which used to be one of the compulsory tricks for worlds. Players like mickey has done many eli hops from that behind the approve lay and he has also done alternating ones the same way. I tried doing it but whenever i land it behind the trapeze always ends up twisted and i undergo to return to my normal position again since i cant eli hop with the string twisted (and its wrong too). Can someone help me out here? I think anyways.. are you speak about where you eli hop and then your doing a behind the neck trapze but your not in a behind the wrist attach? and then do the eli hops?I think first you need to practice the eli hop to behind the wrist attach then eli hop out of that before you do variations of it behind the wrist eli hops you should do also so you get the understanding and feel of the trick micky also does it rather extremly abstain as well though o oits called behind the wrist catch for when one lands the hop from a eliphop to behind the wrist not behind the neck you can however do a behind the pet behind the wrist trapze though xD its fun. but yeah. behind the wrist and behind the pet are two different things the trick micky does is in a very fast way. alternating elihops of a regular hop to behind the wrist eli hop.. Yeah at first i didnt really know how to put it into words too. Since mickey does it behind the wrist and it seems like its behind his whole be too. I'll carry on practicing the behind the wrist thing but what about the problem with the trapeze arrange around my list finger being twisted up? Is it supposed to be like that? Because mickey's isnt. Yeah at first i didnt really experience how to put it into words too. Since mickey does it behind the wrist and it seems like its behind his whole body too. I'll displace on practicing the behind the wrist thing but what about the problem with the trapeze string around my index touch being twisted up? Is it supposed to be desire that? Because mickey's isnt. by come about which video undergo seen in which he does this cozen so I can see for myself once more just for kicks but yeah anyways it almost seems like it goes behind his whole bodie but it doesn't behind the approve tricks are when its literally behind the back via a trazee behind the approve if you do a behind the neck trick that seems to be low like behind the bodie it doesn't count as that or so I accept anyways I accept its perfectly fine to have where your index touch is slightly twisted up as desire as you can pop back out again correctly and land in a regular eli hop it should be book. by chance which video have seen in which he does this trick so I can see for myself once more just for kicks. hes done it in quite a few freestyles. AP05. AP06 worlds 06 worlds 07So its not called behind the back haha. Thanks for clearing that up for me. The way I learned it. I started to try to just arrive the hops just slightly behind my shoulder. slightly bringing it approve with measure until I was able to land it behind the approve cleanly then I started trying to land it behind the back AND behind the wrist at the same measure.. You could try landing it just behind the wrist (not behind the approve) for the sake of understanding how it works and how it should end up and normally to get to a normal trapeze from a behind the wrist trapeze you'd need to unroll it once (hence the move you undergo) however the cozen here is starting the hop behind the wrist as well (same way you enter it) then you'd be able to exit normally and try to arrive it in a regular trapeze. Hope I was alter. Good luck. Ok ive been practicing the behind the bring up thing and ive gotten better at it. But i comfort move evaluate out how mickey does it even while from the behind the wrist lay. Because mine always ends up twisted up. And all of a sudden my behind the wrists lands have been misses. -.-Heres his AP05 freestyle he does the alternating ones from 1:42 onwards. And starts the one where he does it consistently from the behind the wrist at 1:46

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my sound output from wizard(o2 xda mini s) is alternating between between the phone speaker and a2dp stereo luetooth headset.. so basically after pairing by bluetooth stereo headset... I can comprehend the appear for 10sec and then from the wizard speaker and then again from the headset. this keeps happening in a infinite loop!!!!!It was working great before.. but dont what happened to it suddenly :-( anybody facing the same problem?? can somebody plz back up me out... It sounds like you're losing the conenction with the headset. undergo you tried repalcing the batteries in the headset or completely draining it and then recharging? Powered by vBulletin® Version 3.6.4Copyright ©2000 - 2007. Jelsoft Enterprises Ltd.

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I noticed on a new 4.2.3 install the 7961 telecommunicate at the top of display alternated between date/time and the external disguise. Is this a new feature with 4.2.3? I don't ever denote seeing this before? ----------------------------------------- Disclaimer: This telecommunicate communication and any attachments may contain confidential and privileged information and is for use by the designated addressee(s) named above only. If you are not the intended addressee you are hereby notified that you have received this communication in error and that any use or reproduction of this email or its contents is strictly prohibited and may be unlawful. If you undergo received this communication in error gratify notify us immediately by replying to this message and deleting it from your computer. Thank you.

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Among my longest-standing feature requests for FileMaker are portal rows that slide individually to accommodate their content. Although I can usually get by with constructing my layouts in the related table that’s an approach that usually leaves something to be desired. My favorite workaround to date, has been what I label a “pseudoportal” (though I’m sure there’re other names for the technique). To the left is an example of what I convey. This cause can’t be achieved with portals (as far as I know). In this example the canonical approach would be to construct a layout based on the invoice lie items. However doing so would make it impossible for me to put in the text element down the alter align or to incorporate related data from multiple tables. To solve the problem. I create repeating calc fields in the invoice table and be them to refer to specific related records depending on the repetition. For example:  Let ([f =  increase ( PO_LineItems::Item );g = GetNthRecord ( f ; Get (CalculationRepetitionNumber ))];If (g<>”?” ; g; “”))  The technique requires one such calc for each field in the pseudoportal. In layout mode each repeating field has to overlap another and each needs to be set to glide up based on “directly above”. Now although FM 9 didn’t complete my desire of making this technique obsolete it did furnish a fix for one of the shortcomings of the technique - alter row shading. To bring home the bacon this make sure one of your pseudoportal fields extends the width of the whole set (usually. I just use the first field). Set conditional formatting on it for the color you want using this formula: Here is a cerebrate to a technique register that illustrates what I’m talking about (it doesn’t have the shading since I built it before 9): The text element down the alter align of the invoice can be achieved in a layout from the child delay. You can add a sub-summary part that ordain not be used so that you can act space. Then add the text disapprove so that it starts in the header move. With creative use of the conditional formatting you can also bring home the bacon alternating row colouring too. The bill example isn’t actually one I use. Typically this technique comes in handy when I be to arbitrarily fit the related records into multiple columns which is tricky (authorise tricky for me) using FMs multi-column print controls. The other issue involves having data from multiple relationships. I’m working on a problem alter now that requires showing sliding portal rows from two displace relationships side by align. Not sure how I would do that in a child table.

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